Betterment API
No public developer API on the consumer or advisor platforms. Integrations are bilateral, partner-gated data feeds into listed portfolio, planning, and CRM tools, plus payroll syncs for 401(k); consumer data flows only through Plaid or Yodlee aggregation.
Frequently asked questions
Betterment scores D+ on the API Report Card. No public developer API on the consumer or advisor platforms. Integrations are bilateral, partner-gated data feeds into listed portfolio, planning, and CRM tools, plus payroll syncs for 401(k); consumer data flows only through Plaid or Yodlee aggregation.
Without a usable official API, teams fall back on manual exports, file drops, or one-off vendor integrations. The other option is an unofficial API layer like Supergood that automates the authenticated web app directly.
Betterment is a New York-headquartered digital wealth-management company founded in 2008 by Jon Stein and Eli Broverman.
Vertical: Financial Services (digital wealth management / robo-advisory / RIA custody / 401(k) recordkeeping). Automated, goal-based investing in diversified ETF portfolios for retail customers. Tax-loss harvesting, tax-coordinated portfolios, and asset-location optimization.
High consumer brand recognition, mid-tier B2B footprint. Betterment is consistently ranked among the top robo-advisors by NerdWallet, CNBC, and Investopedia, alongside Wealthfront, Vanguard Digital Advisor, and Schwab Intelligent Portfolios.
Consumer investment accounts: balances, holdings, cost basis, transactions, goal allocations. Retirement accounts (Traditional/Roth/SEP IRA, Solo 401(k)) and contribution tracking. High-yield Cash Reserve and Checking balances, ACH transfers, debit card activity.
Founded in 2008; ~18 years old as of 2026. Betterment is cloud-native and mobile-first from inception, with a polished consumer app and a modern advisor portal.
Grades measure one thing: can a customer's engineering team get their own data out programmatically? We check six things (whether a real API exists, how access is gated, data coverage, auth quality, docs and developer experience, and stability) and roll them into a letter grade. Grades get re-verified, and they only move on evidence.