Two public surfaces coexist: the Spend & Expense REST API on the BILL v3 platform and the legacy Divvy GraphQL API, both token-authenticated with sandboxes and webhooks. The split surface and the 2025 id to uuid migration are the main integration tax.
BILL Spend & Expense (formerly Divvy) scores C on the API Report Card. Two public surfaces coexist: the Spend & Expense REST API on the BILL v3 platform and the legacy Divvy GraphQL API, both token-authenticated with sandboxes and webhooks. The split surface and the 2025 id to uuid migration are the main integration tax.
BILL Spend & Expense (formerly Divvy) has an official API, but teams routinely hit its limits: gated access, partial coverage, or paid tiers. Most end up supplementing it with exports or an unofficial API layer like Supergood.
BILL Spend & Expense, historically and still commonly known as Divvy, is the spend-management, corporate-card and expense product line of BILL Holdings (NYSE: BILL).
Vertical: Travel & Expense (with strong adjacency to Corporate Card issuing, Spend Management and Accounts Payable via the broader BILL platform). Issue physical and virtual Mastercard corporate cards to employees, vendors and one-time use cases. Set pre-approved budgets with hard spending limits, MCC restrictions and per-card velocity controls.
Large and growing in SMB/mid-market spend management. As of Q1 FY2025 BILL reported approximately 39,500 Spend & Expense customers (adding ~1,800 net new in the quarter), with Spend & Expense revenue of $138M in Q1 FY25 (+21% YoY) on 22% card-volume growth.
Cards: uuid, last4, masked PAN, status (active/frozen/cancelled), type (virtual/physical/vendor), holder, budget assignment, MCC group restrictions, velocity limits.
Divvy was founded in 2016; ~10 years old as of 2026.
Grades measure one thing: can a customer's engineering team get their own data out programmatically? We check six things (whether a real API exists, how access is gated, data coverage, auth quality, docs and developer experience, and stability) and roll them into a letter grade. Grades get re-verified, and they only move on evidence.