Moov API
Moov is a payments platform with a public REST API documented at docs.moov.io, using OAuth 2.0 client credentials from the dashboard. Sandbox is self-serve after account creation; production requires onboarding and underwriting. Accounts, transfers, wallets, issuing, and webhooks are covered.
Frequently asked questions
Moov scores A on Supergood's API Report Card. Moov is a payments platform with a public REST API documented at docs.moov.io, using OAuth 2.0 client credentials from the dashboard. Sandbox is self-serve after account creation; production requires onboarding and underwriting. Accounts, transfers, wallets, issuing, and webhooks are covered.
Moov has a workable official integration path. Most engineering teams can build against it directly. Open API: self-serve, documented, with SDKs
Moov is a Cedar Falls, Iowa-based modular payments and banking-as-a-service platform founded in 2017 by Wade Arnold (formerly founder/CEO of Banno, acquired by Jack Henry).
Vertical: Financial Services (modular payments / BaaS / embedded finance infrastructure). Accepting card and ACH payments via REST API or Drop-in UI components. Same-day ACH origination with 10am, 2:15pm, and 4:15pm ET windows. Real-time payments via The Clearing House RTP network (24/7/365, no reversals).
Medium in US fintech infrastructure, with a growing footprint in mid-market vertical SaaS, digital banking, and platform/marketplace builds.
Account records: business and individual accounts, legal entity data, beneficial owners, representatives, addresses, TINs/EINs/SSNs (masked). KYC/KYB verification artifacts, ID document uploads, underwriting submissions.
Founded 2017 (~9 years old as of 2026).
Supergood's grades measure one thing: can a customer's engineering team get their own data out programmatically? Supergood checks six things (whether a real API exists, how access is gated, data coverage, auth quality, docs and developer experience, and stability) and rolls them into a letter grade. Supergood re-verifies grades, and they only move on evidence.
Moov scores GOOD on MCP availability. Moov documents an official MCP server bundled with its TypeScript SDK for live API operations, plus a hosted read-only documentation MCP server, with setup instructions for Claude, Cursor, and other clients at docs.moov.io.
Yes. Moov publishes an official MCP server, so MCP clients like Claude, Cursor, and Codex can connect to it directly. Setup instructions are in the vendor's documentation.