Moov API
Moov is a payments platform with a public REST API documented at docs.moov.io, using OAuth 2.0 client credentials from the dashboard. Sandbox is self-serve after account creation; production requires onboarding and underwriting. Accounts, transfers, wallets, issuing, and webhooks are covered.
Frequently asked questions
Moov scores A on the API Report Card. Moov is a payments platform with a public REST API documented at docs.moov.io, using OAuth 2.0 client credentials from the dashboard. Sandbox is self-serve after account creation; production requires onboarding and underwriting. Accounts, transfers, wallets, issuing, and webhooks are covered.
Moov has a workable official integration path. Most engineering teams can build against it directly. Open API: self-serve, documented, with SDKs
Moov is a Cedar Falls, Iowa-based modular payments and banking-as-a-service platform founded in 2017 by Wade Arnold (formerly founder/CEO of Banno, acquired by Jack Henry).
Vertical: Financial Services (modular payments / BaaS / embedded finance infrastructure). Accepting card and ACH payments via REST API or Drop-in UI components. Same-day ACH origination with 10am, 2:15pm, and 4:15pm ET windows. Real-time payments via The Clearing House RTP network (24/7/365, no reversals).
Medium in US fintech infrastructure, with a growing footprint in mid-market vertical SaaS, digital banking, and platform/marketplace builds.
Account records: business and individual accounts, legal entity data, beneficial owners, representatives, addresses, TINs/EINs/SSNs (masked). KYC/KYB verification artifacts, ID document uploads, underwriting submissions.
Founded 2017 (~9 years old as of 2026).
Grades measure one thing: can a customer's engineering team get their own data out programmatically? We check six things (whether a real API exists, how access is gated, data coverage, auth quality, docs and developer experience, and stability) and roll them into a letter grade. Grades get re-verified, and they only move on evidence.