Next Insurance API
A partner REST API handles quote, bind, policy data, premium audits, and COI retrieval, plus embeddable quote flows used by Gusto and Square. Everything is gated through the NEXT Connect partner program with bilateral pricing. No public docs or OpenAPI spec.
Frequently asked questions
Next Insurance scores C on the API Report Card. A partner REST API handles quote, bind, policy data, premium audits, and COI retrieval, plus embeddable quote flows used by Gusto and Square. Everything is gated through the NEXT Connect partner program with bilateral pricing. No public docs or OpenAPI spec.
Next Insurance has an official API, but teams routinely hit its limits: gated access, partial coverage, or paid tiers. Most end up supplementing it with exports or an unofficial API layer like Supergood.
Next Insurance (legally rebranded ERGO NEXT Insurance following Munich Re's ERGO Group acquisition that closed July 1, 2025) is a digital-first small business insurance carrier founded in 2016 by Guy Goldstein, Nissim Tapiro, and Alon Huri, headquartered in Palo Alto, CA.
Vertical: Insurance (small business commercial P&C / digital MGA / embedded insurance). Online quote/bind/issue for general liability, workers' comp, BOP, professional liability, commercial auto, commercial property, tools & equipment, cyber, EPLI, liquor liability, and product liability.
High within the digital-small-business-insurance segment. Next is consistently ranked alongside Hiscox, Thimble, Coterie, Pie Insurance, Coverdash, and biBerk as one of the top digital small-business insurers by NerdWallet, CNBC Select, Forbes Advisor, and Fit Small Business.
Business profile: legal name, DBA, EIN, NAICS/SIC, state, address, ownership, revenue, payroll, employee count, years in business, prior claims. Quote data: coverage type, limits, deductibles, premium, effective date, eligibility decisions, surcharges/discounts.
Founded 2016; ~10 years old as of 2026. Cloud-native, mobile-first, and AI-underwriting-native from inception.
Grades measure one thing: can a customer's engineering team get their own data out programmatically? We check six things (whether a real API exists, how access is gated, data coverage, auth quality, docs and developer experience, and stability) and roll them into a letter grade. Grades get re-verified, and they only move on evidence.
Yes. Supergood maintains an unofficial Next Insurance API and MCP server so AI agents and internal tools can read and write Next Insurance data. See the Next Insurance integration docs at supergood.ai/docs/next-insurance-api.