Branch API
A GraphQL quote-to-bind API is publicly documented at docs.v2.api.ourbranch.com with a staging sandbox and webhooks. Credentials are sales-gated through api@ourbranch.com, rate limits and SLA live inside commercial agreements, and every offer edit mints a new immutable offer ID.
Frequently asked questions
Branch scores C on the API Report Card. A GraphQL quote-to-bind API is publicly documented at docs.v2.api.ourbranch.com with a staging sandbox and webhooks. Credentials are sales-gated through api@ourbranch.com, rate limits and SLA live inside commercial agreements, and every offer edit mints a new immutable offer ID.
Branch has an official API, but teams routinely hit its limits: gated access, partial coverage, or paid tiers. Most end up supplementing it with exports or an unofficial API layer like Supergood.
Branch Insurance (Branch Financial, Inc., doing business as Branch and operating its carrier subsidiary Branch Insurance Exchange) is a Columbus, Ohio-headquartered insurtech founded in 2017 by Steve Lekas (CEO, ex-Esurance, ex-Allstate) and Joe Emison (CTO).
Vertical: Insurance (Financial Services). Sub-vertical: bundled personal-lines (home + auto + renters + umbrella) insurance carrier with an API-first embedded distribution model. Consumer flow: visit ourbranch.com, enter name + address, receive bundled home+auto quote in seconds, customize coverage, bind online, manage policy/billing/claims via account.ourbranch.com.
Low-to-medium. Branch is one of the named API-first insurtechs (alongside Lemonade, Hippo, Root, Kin) and was profiled in TechCrunch and InsurTech Digital around its 2021 Series B for the unique API-bundled positioning.
Quote/offer records: offer ID, affinity code, applicant identity (name, DOB, address), home and auto coverage selections, premium breakdown, immutable offer state.
~8 years old, founded 2017 in Columbus, Ohio by Steve Lekas (CEO) and Joe Emison (CTO).
No self-serve developer signup, API keys are sales-gated, partners cannot sign up and start building against sandbox the way Stripe/Plaid allow. Rate limits and SLA are not publicly documented, partners negotiate them inside commercial agreements rather than referring to a published table. Full sourced list under Sources below.
Common alternatives include Lemonade, Hippo Insurance, Kin Insurance, Root Insurance, Openly, Bestow. Graded alternatives appear under "More from the report card" below.
Grades measure one thing: can a customer's engineering team get their own data out programmatically? We check six things (whether a real API exists, how access is gated, data coverage, auth quality, docs and developer experience, and stability) and roll them into a letter grade. Grades get re-verified, and they only move on evidence.