Openly API
Openly runs a partner-only API: larger agencies can build front ends against its backend, and comparative raters like EZLynx and PL Rating integrate for quoting. There is no public developer portal, API reference, or self-serve onboarding; access is negotiated per agency.
Frequently asked questions
Openly scores D on Supergood's API Report Card. Openly runs a partner-only API: larger agencies can build front ends against its backend, and comparative raters like EZLynx and PL Rating integrate for quoting. There is no public developer portal, API reference, or self-serve onboarding; access is negotiated per agency.
Without a usable official API, teams fall back on manual exports, file drops, or one-off vendor integrations. The other option is an unofficial API layer like Supergood that automates the authenticated web app directly. Site terms may apply to any integration approach, and how they apply is a determination each team makes for itself.
Openly is a Boston-based insurtech operating as a Managing General Agency (MGA) and program administrator that offers premium homeowners insurance underwritten by unaffiliated A-rated carrier partners and distributed exclusively through a network of independent insurance agents.
Financial Services (Homeowners Insurance Carrier / MGA, Insurtech), Target market is (1) U.S. independent insurance agencies looking to quote and bind premium-segment HO business and (2) the homeowners those agents serve, particularly owners of higher-value homes seeking guaranteed replacement cost. Independent agents log into the Openly agent portal at app.openly.com (or portal.openly.com), enter three data points to generate a quote, customize coverages, bind, and manage the book through one dashboard, quotes, documents, bills, reports, and chat support are unified.
Openly is live in 24 states (with NV and NJ flagged 'coming soon'), works with ~30,000+ independent agents, and has raised $430M+ in total funding including a $100M Series D in September 2023 led by Eden Global Partners and a $193M growth financing round in February 2025 led by Eden Global + Allianz X ($123M equity, $70M senior note).
Yes, Openly holds full personal-lines insurance records for the homeowners on its book: property characteristics and replacement-cost valuations, dwelling/contents/liability coverage limits, deductibles, premium and payment history, declarations pages, mortgagee/lienholder data, claims history with loss descriptions and payouts, and the agency-level book of business for each of its ~30,000 independent agent partners (production, loss ratios, commissions).
~9 years old, founded in 2017 in Boston, MA by Ty Harris (CEO, former Liberty Mutual product executive) and Matt Wielbut.
No public developer portal or documented API reference, API integrations are partner-negotiated rather than self-serve. Comparative-rater integrations (EZLynx, PL Rating) often surface a baseline quote but require agents to bounce into Openly's native portal to customize coverages and bind, creating dual-entry friction. Full sourced list under Sources below.
Common alternatives include Hippo Insurance, Kin Insurance, Lemonade, Branch Insurance, Slide Insurance, TypTap. Graded alternatives appear under "More from the report card" below.
Supergood's grades measure one thing: can a customer's engineering team get their own data out programmatically? Supergood checks six things (whether a real API exists, how access is gated, data coverage, auth quality, docs and developer experience, and stability) and rolls them into a letter grade. Supergood re-verifies grades, and they only move on evidence.
Yes, via a managed API layer. Supergood builds REST APIs and MCP servers for authenticated enterprise web apps, so AI agents and internal tools can read and write data programmatically. Site terms may apply to any integration approach, and how they apply is a determination each team makes for itself.
Not that we could find. As of August 2026 there is no official Openly MCP server in any public registry, and no maintained community server we're aware of. We re-verify this periodically — report an inaccuracy below if we missed one.
Not natively. Openly doesn't publish an MCP server, so MCP clients like Claude, Cursor, and Codex have nothing to connect to out of the box. If that changes, this page will reflect it.