No public API. Hippo policyholders cannot programmatically pull policy, billing, or claims data, and api.hippo.com is not even configured. The closest surfaces are First Connect, an agent quote-and-bind platform Hippo no longer controls, and Spinnaker's bespoke partner integrations.
Hippo Insurance scores B on the API Report Card. No public API. Hippo policyholders cannot programmatically pull policy, billing, or claims data, and api.hippo.com is not even configured. The closest surfaces are First Connect, an agent quote-and-bind platform Hippo no longer controls, and Spinnaker's bespoke partner integrations.
Hippo Insurance has a workable official integration path. Most engineering teams can build against it directly. Solid API with minor gaps
Hippo is a publicly traded (NYSE: HIPO) U.S. property insurance company that sells homeowners, condo, landlord, flood, auto, and pet insurance directly to consumers via a fast online quote flow ('rates in 60 seconds').
Financial Services (Homeowners Insurance Carrier / Insurtech), Target market is U.S. homeowners shopping for personal-lines property insurance online, plus independent insurance agents (via First Connect) and other insurtechs/MGAs (via Spinnaker's fronting capacity). Homeowners go to hippo.com, enter their address, get a 60-second quote, bind a policy online, and then manage billing, documents, and claims through a self-service account portal and the Hippo Home mobile app (iOS/Android).
Hippo reports 500,000+ homeowners insured, trailing-twelve-month revenue of ~$469M as of December 31, 2025 (up from ~$370M in 2024 and ~$200M in 2023), and a market cap of ~$677M as of April 2026.
Yes, Hippo holds full personal-lines insurance records for 500K+ insured homeowners: property characteristics and replacement-cost valuations, dwelling/contents/liability coverage limits, deductibles (including separate wind/hail), premium and payment history, declarations pages, mortgagee/lienholder information, claims history with loss descriptions and payouts, and connected smart-home device telemetry from the Hippo Home program.
~10 years old, founded 2015 in Palo Alto, CA by Assaf Wand (former CEO) and Eyal Navon. Headquartered in Palo Alto, California. Went public via SPAC merger with Reinvent Technology Partners II in August 2021 (NYSE: HIPO). Current CEO is Rick McCathron.
No public, documented consumer-facing API, policyholders cannot programmatically retrieve their policy, declarations page, billing history, or claims status. api.hippo.com returns a hostname-not-configured error, suggesting any API surface is private / partner-only. Full sourced list under Sources below.
Common alternatives include Lemonade, Kin Insurance, Root Insurance, Branch Insurance, Openly, State Farm. Graded alternatives appear under "More from the report card" below.
Grades measure one thing: can a customer's engineering team get their own data out programmatically? We check six things (whether a real API exists, how access is gated, data coverage, auth quality, docs and developer experience, and stability) and roll them into a letter grade. Grades get re-verified, and they only move on evidence.