CoverHound API
CoverHound documents a JSON quotes API with token auth and asynchronous polling as carriers respond at different speeds; a lighter Estimate API powers starting-at rates. Access is partner-gated through api@coverhound.com with no sandbox, and only the auto line is publicly documented.
Frequently asked questions
CoverHound scores C+ on Supergood's API Report Card. CoverHound documents a JSON quotes API with token auth and asynchronous polling as carriers respond at different speeds; a lighter Estimate API powers starting-at rates. Access is partner-gated through api@coverhound.com with no sandbox, and only the auto line is publicly documented.
CoverHound has an official API, but teams routinely hit its limits: gated access, partial coverage, or paid tiers. Most end up supplementing it with exports or an unofficial API layer like Supergood. Site terms may apply to any integration approach, and how they apply is a determination each team makes for itself.
CoverHound, Inc. is a digital insurance marketplace founded in 2010 by Keith Moore and headquartered in San Francisco, CA.
Vertical: Insurance (digital P&C marketplace / embedded distribution). Online quote comparison for personal auto, homeowners, renters, condo, motorcycle, and umbrella insurance across A-rated carriers (Chubb, Liberty Mutual, Nationwide, Progressive, Coalition, and others).
Medium-low.
Mixed, CoverHound holds the brokerage operating data, but the bound policy of record lives with the underlying carrier (Chubb, Liberty Mutual, Nationwide, Progressive, Coalition, etc.)..
Founded 2010, ~16 years old as of 2026, one of the original U.S. insurtech marketplaces (predates Lemonade, Hippo, Root, Next Insurance, and most of the 2014+ cohort).
No self-serve developer portal, all API access is gated through api@coverhound.com partnership outreach; no public sandbox to evaluate the API before signing. No published OpenAPI/Swagger specification, no SDK in any major language, and the github.com/coverhound org is essentially dormant. Full sourced list under Sources below.
Common alternatives include The Zebra, Insurify, EverQuote, NerdWallet Insurance, Jerry, Policygenius (Zinnia). Graded alternatives appear under "More from the report card" below.
Supergood's grades measure one thing: can a customer's engineering team get their own data out programmatically? Supergood checks six things (whether a real API exists, how access is gated, data coverage, auth quality, docs and developer experience, and stability) and rolls them into a letter grade. Supergood re-verifies grades, and they only move on evidence.
Not that we could find. As of August 2026 there is no official CoverHound MCP server in any public registry, and no maintained community server we're aware of. We re-verify this periodically — report an inaccuracy below if we missed one.
Not natively. CoverHound doesn't publish an MCP server, so MCP clients like Claude, Cursor, and Codex have nothing to connect to out of the box. If that changes, this page will reflect it.