The API Report CardAPI Index
Embroker

Embroker API

Digital Business Insurance Broker / MGA (Startups, Tech, Law Firms, VC/PE) · embroker.com

Embroker's API is real but partner gated through Embroker Access, its distribution division: automated quote, bind, and issue for Excess Tech E&O and Cyber up to $5M limits. There is no self-serve developer portal, public spec, sandbox, or SDK; onboarding is a broker appointment pipeline.

Last verified: October 2026InsuranceNO MCP
API GRADE
D+
VERIFIED OCT 2026

SCORECARD

ExistencePOORThe quote and bind API is real but publicly undocumented; developer.embroker.com resolves to no reference.
AccessPOOROnboarding runs through broker appointment and partner BD conversations; there is no developer signup.
CoveragePOORDocumented scope is Excess Tech E&O and Cyber only; primary D&O, EPLI, BOP, WC, and GL lines have no API path.
AuthPOORPartner key issued bearer tokens are described only in blog coverage; no public auth reference exists.
Docs & DXPOORNo public docs, OpenAPI spec, sandbox, or SDKs; documentation arrives only after partner onboarding.
StabilityMIXEDCarrier paper backing changes can shift quote eligibility, and partners get no published changelog.
MCPNONENo official or community MCP server was found for Embroker. A personal demo app built with the MCP Apps SDK shows an insurance selection UI but does not connect to Embroker's platform. VERIFIED 2026-08
Supergood turns hard-to-integrate enterprise software into clean REST APIs and MCP tools: stable endpoints, normalized JSON, managed auth.

Frequently asked questions

Embroker scores D+ on Supergood's API Report Card. Embroker's API is real but partner gated through Embroker Access, its distribution division: automated quote, bind, and issue for Excess Tech E&O and Cyber up to $5M limits. There is no self-serve developer portal, public spec, sandbox, or SDK; onboarding is a broker appointment pipeline.

Tried to integrate with Embroker?
SOURCES
No self-serve public developer portal, Embroker Access API access requires broker appointment / partner-BD conversation, not an open developer signup embroker.com ↗
No published OpenAPI/Swagger spec, no public sandbox, no public SDKs in a github.com/embroker org accessible to third-party developers embrokerforbrokers.com ↗
API scope is narrow, publicly documented as Excess Tech E&O / Cyber only (not primary D&O, EPLI, primary Tech E&O, BOP, WC, or GL lines that drive the bulk of Embroker's book) coverager.com ↗
Partner roster is small, only a handful of named integrations (MShift, Clio, Cowbell, Dashlane) versus the dozens of named partners in API-first peers' ecosystems insurance-edge.net ↗
Partner integrations are bilateral and NDA-gated, no public partner directory or marketplace embrokerforbrokers.com ↗
State-licensing and carrier-eligibility logic is opaque to API consumers, quote-fallout diagnostics (declined risk, state ineligibility, missing data) not publicly documented embroker.com ↗
Customer-side service complaints (Trustpilot refund/cancellation friction) bleed into partner-side concerns about renewal continuity and mid-term endorsement reliability when an integrated platform's end-users rely on Embroker policies trustpilot.com ↗
Roadmap signal toward full-stack carrier (per 2021 Series C announcement) creates uncertainty for partners about whether Embroker is primarily a broker, MGA, or future direct carrier, affects long-horizon API contract stability carriermanagement.com ↗
Trustpilot reviews report slow response times, multi-day delays for basic policy questions, and repeated email follow-ups needed trustpilot.com ↗
Refund processing delays, customers report 60+ days without refund after same-day cancellation; promised 90-day refund windows missed trustpilot.com ↗
Unexpected cancellation notices without warning; portal showing conflicting information about active policies trustpilot.com ↗
Generic, non-specific responses from support that don't address the customer's actual question trustpilot.com ↗
WalletHub user ratings reflect mixed customer experience across 16 user reviews wallethub.com ↗
Coverage and claims process complaints documented in independent insurance-review aggregators generalliabilityinsure.com ↗
Glassdoor employer rating ~3.6/5, internal organizational signals suggest churn / process friction that can flow through to CX glassdoor.com ↗
Listed but not BBB-accredited; no proactive BBB complaint history surfaced but also no accreditation rigor wallethub.com ↗