CoverWallet API
CoverWallet launched Quote, Buy, and Manage REST APIs for commercial insurance in 2018, but the brand has folded into Aon and the public developer surface is gone; coverwallet.com/developers now redirects into Aon infrastructure. Integration today is bilateral, NDA-gated enterprise work.
Frequently asked questions
CoverWallet scores C on the API Report Card. CoverWallet launched Quote, Buy, and Manage REST APIs for commercial insurance in 2018, but the brand has folded into Aon and the public developer surface is gone; coverwallet.com/developers now redirects into Aon infrastructure. Integration today is bilateral, NDA-gated enterprise work.
CoverWallet has an official API, but teams routinely hit its limits: gated access, partial coverage, or paid tiers. Most end up supplementing it with exports or an unofficial API layer like Supergood.
CoverWallet is a digital small business insurance brokerage that was founded in 2015 by Inaki Berenguer and Rashmi Melgiri and acquired by Aon plc on January 3, 2020 (announced November 20, 2019).
Insurance (commercial P&C brokerage / digital MGA / embedded insurance), Target market is U.S. small and medium-sized businesses across 200+ industry verticals (healthcare practices, law firms, dental offices, accounting firms, nonprofits, restaurants, construction, professional services, retail, tech, real estate). Online quote/bind/issue for general liability, workers' comp, BOP, commercial property, professional liability, commercial auto, umbrella, cyber, and EPLI.
CoverWallet is a recognized brand within the digital SMB insurance brokerage segment and is the small-business digital arm of Aon plc (NYSE: AON, ~$300B+ market cap, one of the three largest global insurance brokers).
Yes, CoverWallet sits on a full commercial P&C insurance record for each SMB customer, which is operationally critical for the business and frequently demanded by landlords, vendors, lenders, and licensing bodies:
Founded 2015 in New York City by Inaki Berenguer (CEO at founding) and Rashmi Melgiri (COO); acquired by Aon January 3, 2020 for an undisclosed sum (reportedly in the hundreds of millions). Approximately 11 years old as of 2026.
No current public developer portal, the legacy coverwallet.com/api landing page redirects into Aon Affinity infrastructure, leaving the 2018 'first commercial insurance API' announcement without a live, self-serve reference. API access is gated behind Aon's enterprise/affinity BD pipeline, third-party developers cannot evaluate the surface without a sales conversation. Full sourced list under Sources below.
Common alternatives include Next Insurance (ERGO NEXT), Embroker, Hiscox, Insureon, Coterie Insurance, Coverdash. Graded alternatives appear under "More from the report card" below.
Grades measure one thing: can a customer's engineering team get their own data out programmatically? We check six things (whether a real API exists, how access is gated, data coverage, auth quality, docs and developer experience, and stability) and roll them into a letter grade. Grades get re-verified, and they only move on evidence.