Ramp API
Ramp is an all-in-one spend management platform combining corporate cards, expense management, accounts payable, travel, procurement, and accounting automation. Ramp offers a public OAuth2 REST Developer API to pull transactions, cards, users, reimbursements, bills, and accounting data—and push updates like new cards, bill payments, and transfers. Supergood layers a resilient, normalized API and managed authentication on top so you integrate once and stay in sync as Ramp evolves.
What is Ramp?
Ramp is an all-in-one spend management platform that combines corporate cards, expense management, accounts payable, travel, procurement, and accounting automation into a unified system. Finance teams use Ramp to issue physical and virtual cards with built-in spending controls, capture and auto-categorize receipts, process and pay vendor invoices, book and manage travel, and push normalized accounting entries into their ERP.
Core product areas include:
- Corporate Cards (physical and virtual Visa cards with preset spending controls)
- Expense Management (auto-receipt capture with AI-powered policy enforcement)
- Accounts Payable (invoice processing with OCR, auto-coding, and payment automation)
- Travel (policy enforcement at booking with rate monitoring and per diem management)
- Procurement (contract intake with AI-driven approval routing and PO generation)
- Accounting Automation (ERP integrations for QuickBooks, Xero, NetSuite, Sage, Workday, and Oracle)
- Ramp Treasury (FDIC-insured business accounts with payment capabilities)
Common data entities:
- Transactions, Cards, Spend Limits, Spending Restrictions
- Users, Departments, Locations, Business Entities
- Reimbursements, Receipts, Memos, Policies
- Bills, Vendors, Purchase Orders, Contracts
- Bank Accounts, Transfers, Balances
- General Ledger Accounts, Custom Fields, Tax Codes, Inventory Items
The Ramp Integration Challenge
Ramp does publish a public OAuth2 REST Developer API, but building and operating a production integration against it still carries real friction:
- OAuth2 setup and scopes: Apps must register, manage client credentials, and request the right scopes—then handle token refresh and re-consent over time
- Pagination and rate limits: List endpoints page through large transaction and bill volumes, and high-throughput syncs must respect API rate limits to avoid throttling
- Batch and idempotency semantics: Card and bill operations support batch (up to 500 items) with all-or-nothing validation and idempotency keys that must be handled correctly
- Cross-module object models: Cards, Transactions, Reimbursements, Bills, Transfers, and Accounting each have their own IDs and lifecycle states to reconcile
- Accounting sync nuance: General ledger accounts, custom fields, tax codes, and vendor mappings differ per ERP and must stay aligned with the customer's chart of accounts
- File and multipart handling: Receipts, invoices, and bill attachments require multipart form-data upload and careful document workflow handling
- API evolution: Endpoint coverage and payload shapes change as Ramp ships new spend, travel, and procurement capabilities
How Supergood Creates Ramp APIs
Supergood wraps Ramp's OAuth2 Developer API and authenticated surfaces in a resilient, normalized API layer—handling token lifecycle, pagination, rate limits, and batch semantics so you integrate once and rely on consistent objects across spend, AP, and accounting.
- Manages OAuth2 client credentials, scopes, token refresh, and re-consent securely
- Handles pagination, rate-limit backoff, and idempotency keys for batch card and bill operations
- Normalizes responses across Transactions, Cards, Reimbursements, Bills, Transfers, and Accounting so you integrate once
- Aligns general ledger accounts, custom fields, and tax codes with each customer's ERP and chart of accounts
Use Ramp with AI agents: Ramp MCP Server →
Getting Started
- Schedule Integration Assessment
Book a 30-minute session to confirm your Ramp modules, scopes, and accounting setup.
- Supergood Generates and Validates Your API
We deliver a production-ready Ramp adapter tailored to your spend, AP, and accounting workflows.
- Deploy with Monitoring
Go live with continuous monitoring and automatic adjustments as Ramp's API evolves.
API Endpoints
Authentication
/authenticateExchange OAuth2 client credentials for an access token scoped to the Ramp resources your integration needs.
Transactions
/transactionsList card transactions with filters for date range, card, user, merchant, state, and accounting sync status.
Cards
/create_cardIssue a virtual or physical card for a user with spending limits and category restrictions.
Reimbursements
/reimbursementsRetrieve out-of-pocket reimbursement requests with status, amount, receipt, and approval details.
Bills
/create_billCreate a vendor bill with line items and attachments for accounts payable processing and payment.
Banking
/transfersList bank account transfers and balances for treasury and payment reconciliation.
Use Cases
Sync card transactions and spend into your data warehouse
- Pull card transactions, merchants, and amounts with accounting sync status into a single warehouse - Stream reimbursement and expense events to downstream BI and finance tools - Reconcile users, departments, and entities for unified spend reporting
Automate accounts payable and bill pay
- Create vendor bills with line items and attachments from your procurement system - Trigger and track bill payments, then reconcile against general ledger accounts - Surface approval and payment status events to AP and treasury workflows
Programmatically issue and control cards
- Issue virtual and physical cards with limits and category restrictions on demand - Update spending controls and freeze or terminate cards as policy changes - Map cards to users, departments, and projects for granular spend tracking
Keep accounting and ERP data in sync
- Pull general ledger accounts, custom fields, and tax codes to align with your chart of accounts - Push normalized transaction and bill coding into QuickBooks, NetSuite, or Xero - Reconcile vendors and entities across Ramp and your ERP
Technical Specifications
Authentication
OAuth2 client credentials and authorization-code flows with scoped access tokens, handled in a managed session
Connectivity
Ramp's public REST Developer API plus authenticated surfaces where the API does not expose a capability
Response format
Normalized JSON across Transactions, Cards, Reimbursements, Bills, Transfers, and Accounting objects
Rate limits
Adaptive throttling and backoff tuned to Ramp's API rate limits to avoid 429s on high-volume syncs
Session management
Automatic OAuth token refresh, re-consent handling, and credential rotation
Data freshness
Near real-time pulls for transactions, bills, and reimbursements with optional scheduled batch syncs
Security
Encrypted credential vault, scoped access tokens, SOC 2-aligned controls, and audit logging
Webhooks
Event-style callbacks for transaction posting, card status, bill payment, and reimbursement changes
Latency
Sub-second reads on cached entities; multi-second writes when posting bills and issuing cards
Throughput
Horizontally scaled workers with batch operations up to 500 items and all-or-nothing validation
Reliability
Retry, backoff, and idempotency keys for card, bill, and transfer operations
Adaptation
Continuous monitoring of Ramp API releases, endpoint changes, and payload-shape drift
Frequently asked questions
Yes. Ramp publishes an OAuth2 REST Developer API covering transactions, cards, users, reimbursements, bills, vendors, transfers, and accounting. Supergood layers managed authentication, normalization, and monitoring on top so you integrate once and stay in sync as the API evolves.
Ramp uses OAuth2 with client credentials and authorization-code flows and scoped access tokens. Supergood manages client credentials, scopes, token refresh, and re-consent in a managed session so you don't have to maintain the OAuth lifecycle yourself.
Yes. You can issue virtual and physical cards with spending limits and category restrictions, update controls, and freeze or terminate cards. Supergood normalizes these card operations and handles batch and idempotency semantics.
Yes. Bills, vendors, payments, general ledger accounts, custom fields, and tax codes are exposed through a normalized API surface, so AP and ERP data sits alongside card and reimbursement entities and aligns with your chart of accounts.
Supergood handles pagination, rate-limit backoff, and batch operations (up to 500 items with all-or-nothing validation), so high-volume transaction and bill syncs run reliably without tripping Ramp's API limits.